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Find Your FHA Program

Are you a first-time homebuyer?

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FHA Loan Programs Can Help

No Down Payment

We offer $0 down with FHA Down Payment Assistance to make homeownership more affordable. Keep your savings intact and move into your dream home sooner.

1.5% Closing Cost Assistance

In addition to FHA Down Payment Assistance, we can provide up to 1.5% of the purchase price toward closing costs, so you can keep more money in your pocket.

First-time Buyers & More

Homebuyers do not have to be a first-time buyer to qualify. We offer both low and no down FHA loans.

Less Than Perfect Credit

With FHA loans down to a 600 credit score (3.5% down) and FHA Down Payment Assistance starting at 640, you can buy your home sooner while keeping more money in your pocket at closing.

How it works

first Share a few details
first FHA Loan
first Hi, I’m Chad, your loan officer, How can I help?
first Share a few details
first FHA Loan
first Hi, I’m Chad, your loan officer, How can I help?
1

Choose your best option

It all starts here by choosing the best loan program that fits your home purchase plan.

2

Compare loan options

We will provide you an easy to follow estimate with loan program, interest rate, monthly payment and cash to close.

3

Painless pre-approval

Once you know your options you submit an application to become pre-approved.

Get Started

Takes two minutes. Won’t affect your credit score.

Frequently asked questions

Q: How does a homebuyer qualify for FHA Loan Option?
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Buyers must have qualifying income, 3.5% down payment, meet at least 600 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: What does 1.5% closing cost assistance mean?
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We can provide you with up to 1.5% assistance to pay for closing costs. For example, 1.5% of a $300,000 purchase price would give you $4,500 for closing costs. Additionally, the seller can contribute up to 6% towards closing costs as well.

Q: Does FHA Down Payment Assistance have income limits?
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No, there are no income limits, even if you have additional income, such as from a second job or spousal income.

Q: How does a homebuyer qualify for FHA Down Payment Assistance?
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Buyers must have qualifying income, meet at least 640 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How can I get a lower rate?
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Depending on your scenario, the best rate is typically determined by a higher credit score and a larger down payment. We can provide you with options and let you determine which is best for you.

Q: What is the first step to take advantage of FHA programs?
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Start with “Get Started” answer the questions, connect with our FHA Loan specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can get information today. Without affecting your credit score.

Get Started

Won’t affect your credit score.

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